Paisalo Digital Limited has approved the issuance of secured non-convertible debentures (NCDs) worth up to ₹100 crore through a private placement. The decision was taken during the Operations and Finance Committee meeting held on March 11, 2026. The move is aimed at raising funds to support the company’s lending activities and business expansion while maintaining regulatory compliance with market authorities.
Author : Aashiya Jain | EQmint | Market News
Paisalo Digital Announces Fresh Fundraising Plan
Paisalo Digital Limited is doing something new. They’re raising funds by issuing secured non-convertible debentures. The company’s Operations and Finance Committee gave the green light during their Board meeting on March 11 2026.
They’ve already told the stock exchanges about it. That includes BSE Limited and the National Stock Exchange of India.
All done following the disclosure rules set by the Securities and Exchange Board of India. This move shows Paisalo is still pushing to build up its capital. And it’s all to help keep their lending operations going strong across the country.
Details of the Debenture Issue
As per the disclosure, the company will issue 9.25% secured non-convertible debentures through a private placement via the Electronic Book Provider (EBP) platform.
The issue includes:
- Up to 1,00,000 secured NCDs
- Face value of ₹10,000 per debenture
- Total issue size of up to ₹100 crore
The offering consists of a base issue of ₹50 crore along with a greenshoe option of ₹50 crore, allowing the company to retain additional subscriptions if investor demand exceeds the base size.
These debentures will carry a coupon rate of 9.25%, offering investors a fixed return over the tenure of the instrument.
Purpose Behind the Fundraising
The issuance of NCDs is a common strategy used by financial institutions to raise capital without diluting equity. For Paisalo Digital, the funds raised through this issuance are expected to strengthen its financial resources and support lending operations, particularly in segments where access to credit remains limited.
By raising capital through debt instruments, the company can continue expanding its loan portfolio while maintaining flexibility in its funding structure.
About Paisalo Digital Limited
Paisalo Digital Limited is a publicly listed non-banking financial company (NBFC) that focuses on providing credit solutions to underserved and financially excluded segments. The company works closely with small entrepreneurs, individuals, and micro-businesses, helping them access formal credit channels.
Over the years, Paisalo has built a presence in India’s lending ecosystem by focusing on financial inclusion and partnerships that extend credit access across urban and semi-urban markets.
With the latest NCD issuance, Paisalo Digital continues to strengthen its funding base while positioning itself to support broader financial access and growth in India’s lending landscape.
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Disclaimer: This article is not an investment advice and is for educational purpose only
